Online Credit Card ProcessingWhether you have an online store or e-commerce website we offer Online Credit Card Processing options for the convenience of your customers. With an online credit card processing account and Internet payment gateway your customer can purchase on your site with the simple click of the mouse.
However big or small your business is APCO Merchant services can help you process transactions with online credit card processing.
How does Online Credit Card Processing Work?
- Once a person adds a product to the shopping cart and enters their billing information they will be taken to a secure checkout page.
- The information is passed through a payment gateway without the customer leaving your site.
- Once the billing information has been verified it is then transmitted to the processor
- The processor passes the information from the online payment gateway to the bank credit card provider who will verify the card is valid and the amount requested is available.
- Within 15 seconds the information is passed back to the gateway which will send an approval to the user.
- Once final payment is secured and deposited into the merchants account it will take approx 48 hours from the time the transaction was completed to the funds to reach the merchants checking account.